This privacy policy has been compiled to better serve those who are concerned with how their 'Personally Identifiable Information' (PII) is being used online. PII, is information that can be used on its own or with other information to identify, contact, or locate a single person, or to identify an individual in context. Please read our privacy policy carefully to get a clear understanding of how we collect, use, protect or otherwise handle your Personally Identifiable Information in accordance with our website.

1. What personal information do we collect from the people that visit our blog, website or app?

When ordering or registering on our site, as appropriate, you may be asked to enter your name, email address, mailing address, phone number, credit card information or other details to help you with your experience.

2. When do we collect information?

We collect information from you when you register on our site, place an order, fill out a form, Use Live Chat or enter information on our site.

3. How do we use your information?

We may use the information we collect from you when you register, make a purchase, sign up for our newsletter, respond to a survey or marketing communication, surf the website, or use certain other site features in the following ways:

• To personalize your experience and to allow us to deliver the type of content and product offerings in which you are most interested.
• To allow us to better service you in responding to your customer service requests.
• To quickly process your transactions.
• To send periodic emails regarding your order or other products and services.
• To follow up with them after correspondence (live chat, email or phone inquiries)

We may also use your Mobile Number and other Personal Information for several reasons including but not limited to:

• Keep you informed of the transaction status
• Send booking confirmations via SMS or Email
• Send any updates or changes to your subscription
• Allow our customer service to contact you, if necessary
• Request for reviews of products or services or any other improvements
• Send verification message(s) like OTP or email(s)
• Validate/authenticate your account and to prevent any misuse or abuse
• Contact you on your birthday/anniversary to offer a special gift or offer
• Send you important notices and communications regarding our products and services availed or changes to the terms and conditions and/or policies
• Send you payment reminders
• Send automated marketing text messages
• Newsletters to keep you updated on the financial advisory industry

4.How do we protect your information?

We do not use vulnerability scanning and/or scanning to PCI standards. An external PCI compliant payment gateway handles all CC transactions. We do not use Malware Scanning.

Your personal information is contained behind secured networks and is only accessible by a limited number of persons who have special access rights to such systems, and are required to keep the information confidential. In addition, all sensitive/credit information you supply is encrypted via Secure Socket Layer (SSL) technology.

We implement a variety of security measures when a user places an order to maintain the safety of your personal information. All transactions are processed through a gateway provider and are not stored or processed on our servers.

5. Do we use 'cookies'?

We do not use cookies for tracking purposes.

6.Third-party disclosure

We do not sell, trade, or otherwise transfer to outside parties your Personally Identifiable Information.

7.Third-party links

Occasionally, at our discretion, we may include or offer third-party products or services on our website. These third-party sites have separate and independent privacy policies. We therefore have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.

8.CAN SPAM Act

The CAN-SPAM Act is a law that sets the rules for commercial email, establishes requirements for commercial messages, gives recipients the right to have emails stopped from being sent to them, and spells out tough penalties for violations.

We collect your email address in order to:

• Send information, respond to inquiries, and/or other requests or questions
• Process orders and to send information and updates pertaining to orders.
• Send you additional information related to your product and/or service
• Market to our mailing list or continue to send emails to our clients after the original transaction has occurred.

To be in accordance with CANSPAM, we agree to the following:

• Not use false or misleading subjects or email addresses.
• Identify the message as an advertisement in some reasonable way.
• Include the physical address of our business or site headquarters.
• Monitor third-party email marketing services for compliance, if one is used.
• Honor opt-out/unsubscribe requests quickly.
• Allow users to unsubscribe by using the link at the bottom of each email.

If at any time you would like to unsubscribe from receiving future emails, you can email us at support@futurewise.co.in

• Follow the instructions at the bottom of each email.and we will promptly remove you from ALL correspondence.

9.Contacting Us.
If there are any questions regarding this privacy policy, you may contact us using the information below.

Bhäga Wealth Pvt. Ltd. 404, Lentin Chambers Dalal Street, Mumbai - 400 001

Last Edited on 2023-06-05